Sims 4 Money Cheat: PC, PS4, PS5, Xbox Guide

Every Simmer knows the moment: you’ve built your dream house but are still counting every Simoleon — until you discover the cheat console. This guide covers all Sims 4 money cheats (motherlode, kaching, rosebud, and the money command) with exact activation steps for PC, Mac, PS4, PS5, Xbox One, and Xbox Series X|S, showing you how to fill your household funds up to 9,999,999 Simoleons.

Motherlode cheat gives: §50,000 Simoleons per use ·
Kaching/rosebud cheat gives: §1,000 Simoleons per use ·
Maximum cheat amount: §9,999,999 via ‘money 9999999’ command ·
Cheat activation required: testingcheats true before any money cheat ·
Supported platforms: PC, Mac, PS4, PS5, Xbox One, Xbox Series X|S

The snapshot facts table below pulls together the key reference data from EA’s official cheat list and community-tested details.

How to do The Sims 4 money cheat?

Overview of money cheat commands

• motherlode – adds §50,000 (PC Gamer’s Sims 4 cheat guide)
• kaching – adds §1,000 (PC Gamer)
• rosebud – adds §1,000 (same as kaching; legacy command)
• money X – set household funds to any integer up to 9,999,999 (PC Gamer)
• sims.modify_funds +[amount] – add or subtract a specific amount (YouTube: The Sims 4 Money Cheats!)

All money cheats require command entry after opening the cheat console — covered in the next section.

Platform differences at a glance

PC and Mac players type commands directly into a text field. Console players must first open the cheat console with a specific controller combination, then type the same commands using an on-screen keyboard. The core money cheats work identically across all platforms once the console is open.

The implication: platform choice determines your entry friction, not your ceiling — every player has equal access to the same maximum funds.

How do I activate cheats in Sims 4?

Activating cheats on PC and Mac

• Press Ctrl + Shift + C (Windows) or Command + Shift + C (Mac) to open the cheat console (PC Gamer).
• Type testingcheats true and press Enter. You’ll see a confirmation message.
• Now type any money cheat (e.g., motherlode) and press Enter.

The cheat console closes by pressing the same key combination again (documented in the YouTube console activation guide).

Activating cheats on PS4 and PS5

• Press L1 + L2 + R1 + R2 simultaneously to open the cheat console (YouTube: How To Enable Cheats On Consoles).
• Type testingcheats true using the on-screen keyboard.
• Then enter your money cheat (motherlode, kaching, etc.).

Activating cheats on Xbox One and Series X|S

• Press LB + LT + RB + RT simultaneously to open the cheat console (same YouTube guide as above).
• The rest is identical to PS4/PS5.

Why this matters: The shoulder-button combo is easy to fat-finger. Practice the press a few times before entering commands. Once testingcheats is active, it stays on for the entire session (EA Help).

How to get 9,999,999 money in Sims 4?

Using the ‘money 9999999’ command

• After enabling cheats, type money 9999999 (no commas) and press Enter.
• Your household funds will immediately be set to §9,999,999 (PC Gamer’s money command section).
• You can also use any other number, e.g., money 1000000 for §1,000,000.

Platform-specific notes for the money cheat

• On consoles, the money command works exactly the same after opening the cheat menu.
• The maximum allowed value is indeed 9,999,999. Going higher will default to that cap.
• There is no “unlimited money” toggle; you must set the amount manually each time you want a change.

The pattern: the money command trades the repeat-key grind of motherlode for a single precise input, giving you exact control over your household balance.

How do you do the motherlode in Sims 4?

Motherlode cheat on PC/Mac

1. Open cheat console: Ctrl+Shift+C (Win) / Cmd+Shift+C (Mac).
2. Type motherlode and press Enter. You’ll get §50,000 per use.
3. Repeat as many times as you like.

Motherlode cheat on consoles

Open the cheat console with the shoulder-button combo, then simply type motherlode using the on-screen keyboard. The same §50,000 is added to your household funds.

Alternative: kaching and rosebud

• Kaching and rosebud are synonyms — each gives §1,000 per use (PC Gamer Sims 4 cheat guide).
• They are legacy commands from earlier Sims games but still functional in Sims 4.
• Use these when you want small increments rather than the motherlode’s §50,000 jolt.

“Typing ‘motherlode’ would earn you 50,000 simoleons.”

— EA Support (official cheats page)

The catch: motherlode is the fastest route to serious cash, but kaching/rosebud let you fine-tune your balance without overshooting.

Are there cheat codes for money in Sims 4?

Complete list of money cheat commands

• motherlode – §50,000
• kaching – §1,000
• rosebud – §1,000 (same as kaching)
• money X – set exact amount up to §9,999,999
• sims.modify_funds +[amount] – add or subtract any positive/negative integer
• FreeRealEstate on – makes all residential lots free for move-in (PC Gamer Sims 4 cheat guide).

Which cheat gives the most money?

money 9999999 gives the maximum possible — §9,999,999 in one command. Motherlode gives §50,000 each time, so you’d need to repeat it 200 times to match. For instant wealth, use the money command. For gradual accumulation, motherlode is fine.

What this means: no single cheat is strictly better — the choice depends on whether you value speed (money X) or convenience of recall (motherlode).

What we know vs. what remains unclear

“Then type ‘testingcheats true’ and it should pop up saying cheats enabled. Then try the mother lode cheat again.”

— Reddit user, r/Sims4 (community forum)

The pattern: the core commands are rock-solid across all platforms, but the activation steps are the main friction — once you’re past that, the money flows freely.

For PC and Mac players, the flow is straightforward: Ctrl+Shift+C, type testingcheats true, then your money cheat. Console players need to remember the four-button salute but then get the same precise powers. The trade-off is clear: console activation is less intuitive, but the commands themselves are identical once the console is open.

For any Simmer stuck on house payments, the decision is simple: learn the console shortcut for your platform, type testingcheats true, and then let motherlode or money X do the rest. Or use kaching/rosebud if you prefer a slower burn. Either way, you’ll never drain the household funds again.

For a comprehensive overview of all available commands, check out this full list of Sims 4 cheats that includes money cheats and more.

Frequently asked questions